● PropTech · Construction Finance · CMA Consconsult S.R.L.

The digital infrastructure for construction capital

CMA PropTech digitizes and orchestrates the full lifecycle of a financed construction project — connecting banks, investors, developers, contractors and suppliers into one auditable ecosystem.

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>50%Faster financing approvals
>70%Less manual document work
100%Digital audit trail
99.9%Platform availability
The lifecycle

Four orchestrated stages, one platform

Every financed project flows through the same governed chain — each stage gates the next, and verified progress unlocks each tranche of capital.

STAGE 01

KYP Onboarding

Know Your Partner — document validation, external checks, AML screening and risk scoring before anyone transacts.

STAGE 02

Financing

Applications, eligibility & risk assessment, multi-level committee approval and facility + tranche creation.

STAGE 03

Monitoring

Milestones & stages with photo and IoT evidence, technical inspections and engineer approvals.

STAGE 04

Disbursement

Rules-based smart contracts release stage-gated tranches through PSD2 payments with a full ledger.

Built for the whole ecosystem

One platform, thirteen roles

From CMA's internal compliance, risk and project teams to external banks, investors, developers, contractors and suppliers.

BanksFinancing decisions & payment confirmations
InvestorsPortfolio dashboards & reporting
DevelopersApplications & stage evidence
ContractorsAssigned stages & progress uploads
SuppliersOnboarding, invoices & procurement
50%↓Reduction in financing approval time
70%↓Reduction in manual document processing
100%Digital audit trail & milestone traceability
99.9%Target platform availability
Request access

Onboard your company by CUI

Enter your company CUI and CMA retrieves your ONRC registry data (shareholders, address, CAEN) and ANAF public financials automatically. The form adapts to your typology.

  • CUI-driven — no paperwork to start
  • ONRC + ANAF retrieved behind the scenes
  • Routes straight into our CRM & ERP pipeline
  • Banks: whitelisted by email, fiscal code & license
Try RO1553483 · RO430008 · RO35186063

Your request is registered as a lead in the CMA CRM, with the ONRC/ANAF data attached. Banks route to the Master Admin whitelist queue.